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E-commerce has grown a lot in Nigeria and Africa over the previous decade. This has been one of many driving forces behind the emergence of on-line fee gateways. At the moment, there are a lot of high gamers on this business.

The enterprise world is altering quickly right into a digitalised one the place transactions are made just about. Companies supply their companies on-line whereas customers pay for these items and companies the identical approach as it’s quick, handy and secure.

As a result of improve in on-line transactions, enterprise house owners are anticipated to fulfill up with growing calls for.

There are lots of on-line fee platforms to think about for your corporation. Nonetheless, earlier than deciding on one, you have to put into consideration essential particulars concerning the gateways such because the fee strategies, options, safety, pricing and so forth to allow your prospects to carry out their transactions seamlessly.

Here’s a record of the highest on-line fee gateway in Nigeria for E-commerce:

Please word that the record beneath is in no specific order.


paystack logo




It is among the hottest fee gateways in Nigeria. It requires zero integration and upkeep charge and solely prices just a little quantity per transaction.

It permits prospects to make use of any fee strategies like a checking account, card, Visa QR and so forth. It may be utilized by each native and worldwide prospects.

Paystack was purchased by Stripe in 2020 for a reported charge of $200 million. They now have a brand new fee function that has been lacking in lots of African fee gateway techniques. Paystack can now obtain and course of your Apple Pay transactions.

Pricing Choice

Paystack prices its native transactions at 1.5% + #100 (waived for transactions lower than #2500). Its worldwide transactions is charged 3.9% + #100 and pay-out is #50 per transaction.

rave by flutterwave logo





Flutterwave have made wonderful strides through the years and their lately attained unicorn standing is proof.

They’re one other fast-growing fee gateway in Nigeria. They assist enterprise house owners settle for fee each domestically and globally.

Rave helps fee with any foreign money of the world. It permits cross-currency conversions as effectively. It accepts card and checking account funds.

Rave provides a white label resolution free to companies and corporations.

Pricing Choice

Native transaction is charged at 1.4% + #50 (#100 is waived for transactions lower than #2000). It prices 3.5% for worldwide transactions and pay-out is #45 per transaction.

firstbank logo





It’s a product of First Financial institution of Nigeria which allows web funds on e-commerce web sites. It permits fee utilizing eTranzact, InterSwitch, MasterCard and Visa playing cards.

One notable factor about this fee gateway is that it’s fairly simple to navigate and combine. FirstPay Hyperlink is accessible in Nigeria and Overseas 24/7. It’s also a really safe mode of fee.

Pricing Choice

Its setup charge is #50,000 per change (Card scheme). Its transaction charge is charged at 1.5%, topic to a most of #2,000.







That is the oldest and one of the crucial respected and dependable fee gateway companies in Nigeria.

Interswitch is utilized by massive companies, together with banks.

Pricing Choice

Its integration charge is a one-time fee of #150,000. Transaction charge for each transaction beneath #133,333 is 1.5% and #2000 flat charge for transactions above #133,333.

Editor’s Choose

voguepay logo




It allows prospects to make funds safely in all main currencies each house and overseas. It additionally accepts fee in Bitcoin.

One factor notable about VoguePay is that it has a easy API that makes integration simple, even for non-developers. There is no such thing as a integration charge however prices apply for personalisation.

Pricing Choice

Native transactions are charged at 1.5% and worldwide transactions at 3.8% + 0.50 of foreign money transaction. Service provider verification charge is #1,500 with CAC and #2,500 with authorities issued ID playing cards.

6. PayU:






It affords customers a safe and becoming strategy to obtain funds from prospects. To make use of PayU, all you need to do is setup an account on their web site. To obtain fee from a buyer, you’ll have to ship a fee hyperlink to the shopper’s electronic mail deal with or telephone quantity. The client can then make the fee through a debit or bank card by way of the hyperlink.

Pricing Choice

PayU have totally different versatile plans streamlined for varied companies.

Study extra about PayU

7. GTPay








GTPay is among the hottest and safe web fee gateways in Nigeria. It was developed by GTBank to ease on-line funds.

One limiting issue of GTPay is you could solely use it when you’ve got a GTBank account.

GTPay accepts each worldwide and native debit or bank cards. It takes about 24 hours for native transactions carried out by retailers to be processed. Worldwide transactions take about 48 hours to course of.

Pricing Choice

GTPay has a setup charge of #75,000.

Native transactions are charged at 1.5% of the transaction quantity (most of N2,000). Worldwide transactions are charged at  3% of the transaction quantity (no cap). There’s additionally a month-to-month gateway cost of #5,000 for worldwide transactions.

Study extra about GTPay

8. Amplify





Amplify isn’t most likely the primary title you’d hear if you discuss web fee gateway in Nigeria. Nevertheless it is among the smartest methods to hold out recurring funds in Nigeria.

All funds made by way of Amplify are normally processed inside 24 hours. Amplify even have a card correction know-how whereby incomplete transactions are retried for as much as 2 days.

Amplify can obtain fee from as much as 40 currencies from Mastercard, VISA, American Categorical and Verve. Clients are additionally in a position to pay instantly from their financial institution accounts.

It’s also attainable to just accept fee with out a web site.

Pricing Choice

There is no such thing as a setup charge for Amplify. However native transactions are charged at 1.5% + #20 (most of #2,000). Worldwide transactions are capped at 3.8% at #20.

Study extra about Amplify

9. Remita




Based in 2014, Remita is an internet fee gateway that lets you obtain and make funds in your apps and web sites. Additionally they have prepared to make use of plugins, SDKs and APIs that make organising developer-friendly.

With Remita, you’ll be able to obtain funds from prospects in varied strategies: Inline Funds, Cellular SDKs, eCommerce Plugins, and Recurring Funds.

You too can receives a commission by merely producing funds requests or invoices.

One of many cool options of Remita is its Payroll administration system. It might probably make it easier to handle your payroll and HR administration wants.

Pricing Choice

Arrange and help charge is free for Remita. Native transactions are charged at 2% (Min ₦100 – Max ₦2,500) whereas worldwide transactions are charged at 4%.

Study extra about Remita


There are a number of high on-line fee gateways in Nigeria. Every have their very own distinctive options and promoting factors so it’s as much as you to decide on the most suitable choice to your e-commerce enterprise.


Are you planning to launch an e-commerce enterprise or enhance an current one? Be at liberty to seek the advice of us.


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